Compare Sift

Sift vs. Stripe Radar

Both platforms use machine learning and network data to stop fraud and abuse in real time. They differ in how much your team can see and tune, how much of the journey each covers, and the expert support behind them.

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The short version

Sift fits teams that want

Visibility into the signals, models, and workflows behind each decision, coverage across payments, accounts, and abuse, and direct access to fraud specialists.

Stripe Radar fits teams that want

Fraud protection built into Stripe, with a Lite tier at no added cost and optional Chargeback Protection on Checkout.

Where Sift stands out

Three reasons teams choose Sift

Transparency and explainability

See the signals, models, and workflows behind every decision, and test changes before they go live.

Mature and comprehensive solutions

One platform for signup, login, account activity, and transactions, covering payment fraud, account takeover, fake accounts, and abuse.

Direct access to expert support

Work with fraud specialists through Expert Services, and trade strategies with 1,500+ fraud and risk pros in the Sifters community.

Side by side

Sift and Stripe Radar, compared

Sift

Stripe Radar

Core approach

Platform with transparent workflows, global data, and expert analysts to stop payment fraud and account takeover in real time.

Fraud prevention built into Stripe, sold in four tiers (Lite, Standard, Plus, and Pro) for transaction fraud, account fraud, and customer abuse. Stripe says Radar also works with other processors.

Coverage

Payment fraud, account takeover, fake and synthetic accounts, multi-accounting, account sharing, chargeback fraud, and abuse of BNPL, wallets, crypto, stored value, and loyalty programs, from signup through post-transaction.

At sign-up, payment, and after purchase: multi-account abuse, free trial abuse, account sharing, card testing, transaction fraud, bot abuse, disputes, and payouts fraud. Pro includes the abuse signals.

Industries

E-commerce, SaaS, marketplaces, iGaming, food and delivery, travel and transportation, and fintech.

Retail, travel and hospitality, SaaS, and marketplaces, plus platforms and AI companies.

Control and transparency

Visibility into the signals, models, and workflows behind every decision, plus simulation to test changes before they go live.

Lite and Standard use Stripe's default rules and risk levels. Plus adds risk scores (0 to 99), custom rules with backtesting, manual reviews, and Radar Assistant.

Expert support

Direct access to fraud specialists through Expert Services, plus the 1,500+ member Sifters community.

All Stripe customers get 24x7 phone, email, and chat help. Account-wide support plans (Growth, Premium, and Enterprise) add priority support and, from Premium up, a technical account manager.

Setup and integration

Integrates through the Sift API, and lists a Stripe integration that brings Stripe dispute data into Sift Connect.

Built into Stripe, with no code needed to get started. Stripe says Radar also works with other processors.

Comparisons on this site are based on publicly available information about each vendor as of October, 2026. Vendor names are trademarks of their respective owners and are used only to identify those companies. Sift is not affiliated with, endorsed by, or sponsored by any vendor named. Product capabilities change. To suggest a correction, contact [email protected].

For your evaluation

Questions to ask Stripe Radar

How much can my team see and change?

Ask to see why a decision was made and which rules or models drove it.

What is covered beyond checkout?

Check signup, login, account changes, and abuse, not only payments.

Who carries the cost of a wrong decision?

Compare guarantees, fees, and what they mean for your total cost.

Which plan includes the controls you need?

Ask which tier unlocks custom rules, backtesting, and abuse signals, and what each costs.

What help comes with onboarding and tuning?

Find out who works with your team after launch, and how often.

What happens when a trusted customer is blocked?

Ask how a blocked customer gets reviewed, approved, and fed back into the model.

Results with Sift

Brands that grow with sift

Case Study

Turo

50%

year-over-year reduction in global fraud review volume.

Read the case study

Case Study

Paula's Choice

ROI with Sift Payment Protection.

Read the case study

Case Study

Skillshare

8 to 10

hours a week of manual review eliminated for a team of one.

Read the case study

FAQ

Sift vs. Stripe Radar, answered

What is the main difference between Sift and Stripe Radar?

Stripe Radar is Stripe’s built-in fraud prevention product, sold in four tiers from a Lite tier to Pro. Sift gives your team visibility into the signals, models, and workflows behind each decision, across payments, accounts, and abuse, with fraud specialists alongside.

Is Stripe Radar free?

Radar Lite is included at no additional charge for businesses on standard Stripe payments pricing. Radar Standard, Plus, and Pro are paid tiers that start at $10, $14, and $20 per month, or pay as you go per screened transaction.

What replaced Radar for Fraud Teams?

Stripe moved Radar for Fraud Teams users to Radar Plus on July 29, 2026. Plus includes risk scores, custom rules with backtesting, and manual reviews.

Can I run Sift alongside Stripe Radar?

Yes. Integrate Stripe with Sift Connect to screen payments while scoring signups, logins, accounts, and payment events on the leading fraud detection and decisioning platform.